Money Tips & Resources ✍🏼

How to Get Out of Credit Card Debt

by Credit & Debt | July 19, 2021 | Debt | 0 Comments

If you’re like most people, chances are you have credit card debt. In fact, according to Value Penguin, the average debt per American...

Can’t Pay Your Student Loans? Here’s What to Do

by Credit & Debt | July 16, 2021 | Student Loans | 0 Comments

When you can’t afford to pay your student loans, it can be a huge stressor. What happens if you don’t pay your student loans at all, or...

Wells Fargo’s Decision Might Hurt Your Credit Score

by Credit & Debt | July 8, 2021 | Credit | 0 Comments

Are you a Well's Fargo customer? If you have a personal line of credit with Wells Fargo, it's highly likely that your credit score will be...

Recurring Payments: The Gifts that Keep on Taking, and Taking, and Taking…

by Todd Emerson | June 11, 2021 | Debt Diaries | 0 Comments

I have a love/hate relationship with on-line retailers, subscription model apps, and anything else that charges me a low monthly fee -...

Military Finance: Benefits & Programs for Service Members

by Credit & Debt | June 9, 2021 | Budgeting | 0 Comments

Life as a United States military service member, and later on as a veteran, comes with great experiences and special financial...

Military Budgeting 101 – Tips for Service Members

by Credit & Debt | June 7, 2021 | Budgeting | 0 Comments

Military service members and their families understand there should always be a plan. And having a budget is just that! It represents...

Mortgage Refinancing: Everything You Need to Know

by Credit & Debt | May 18, 2021 | Loans | 0 Comments

Refinancing a mortgage gives homeowners the opportunity to save money or access equity. Keep reading to understand the process and start...

Filing Tax Returns: Everything You Need to Know

by Credit & Debt | May 10, 2021 | Budgeting | 0 Comments

You’ve probably heard the old saying: “in this world, nothing is certain except death and taxes.” And while that’s true for most people,...

The Debt Avalanche Method: Try this Debt Relief Strategy

by Credit & Debt | May 4, 2021 | Debt | 0 Comments

The debt avalanche method helps you pay down your debt by starting with the highest interest rate loans first. This strategy has the...

The Debt Snowball Method: How to Pay Off Your Debt

by Credit & Debt | May 4, 2021 | Debt | 0 Comments

The debt snowball method helps you pay off your debt by starting with your smallest debt balance...

Student Loans: Everything You Need to Know

by Credit & Debt | April 26, 2021 | Loans | 0 Comments

Financial barriers shouldn’t get between you and your education. If you need money for school, you may consider applying for a student...

Payday Loans: Everything You Need to Know

by Credit & Debt | April 16, 2021 | Loans | 0 Comments

Payday loans are an option for anyone in a sticky financial situation. But, they come at a cost. Keep reading to learn more about how they...

Credit Cards: Everything You Need to Know

by Credit & Debt | April 16, 2021 | Credit | 0 Comments

A credit card allows you to borrow money to buy almost anything you want. However, they come with added costs such as interest and fees –...

Hard Money Loans: Everything You Need to Know

by Credit & Debt | April 15, 2021 | Loans | 0 Comments

If you’re interested in real estate or looking to grow as an entrepreneur, a hard money loan could be a way to get the cash you need (and...

Personal Loans: Everything You Need to Know

by Credit & Debt | April 14, 2021 | Loans | 0 Comments

A personal loan is a relatively flexible loan to be used for short-term financial needs when you don’t want to dip into your savings. Keep...

The Hidden Traps within HELOC’s and Equity Loans

by Todd Emerson | April 13, 2021 | Debt Diaries | 0 Comments

"Home equity is a means of accumulating wealth, not a piggy bank". Todd Emerson, Founder & CEO - Credit & Debt I have been a...

The Best Credit Card for Bad Credit!

by Ask Abby | March 31, 2021 | Ask Abby, Videos | 0 Comments

https://youtu.be/xxNi4efgeGA How do you get a credit card with bad or no credit? How can you rebuild your credit if no one will give you a...

Bankruptcy: Everything You Need to Know

by Credit & Debt | March 30, 2021 | Debt | 0 Comments

Bankruptcy is a scary word. But it could offer the financial solace you need when a financial situation has become too overwhelming to...

Debt Consolidation: Everything You Need to Know

by Credit & Debt | March 17, 2021 | Debt | 0 Comments

When you’re in over your head with student loan payments, credit cards, and more, paying off debt can seem nearly impossible. Debt...

Watch Out! Debt Collectors Can Take Your 3rd Stimulus Check. What Can You Do?

by Ask Abby | March 17, 2021 | Debt | 0 Comments

The third round of stimulus checks for COVID-19 relief started going out this past weekend after the bill was signed on March 11th. ...

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Credit & Debt provides answers to all of the financial questions life may throw at you. Explore our articles and videos below to find answers. Or, reach out to our financial expert, Abby, for a personalized video at askabby@newsite.dev.creditanddebt.org.